Are you a customer of Abbey National (Santander) if so have you checked your statement this month? A family member received the bank statement and on the front page half way down noticed it said we will charge you £25 next month for being overdrawn.
As the account had thousands in it and never had less than 3K in they were shocked as they were no were near being overdrawn. On contacting Abbey they said they had hundreds of people coming in with the same problem.
So check your statement carefully. Just think if they have 2 million customers they have done this too and only 50% notice they will make 25 million pounds which is frightening.
I know they want a new F1 Car but not from customers